Phishing – How not to get caught

“We suspect an unauthorized transaction on your account. To ensure that your account is not compromised, please click the link below and confirm your identity.” “During our regular verification of accounts, we couldn’t verify your information. Please click here to update and verify your information.” Have you ever opened up your email to get an official looking email from eBay, your bank, Credit Card Company or even the IRS that reads like one of those quotes? I am sure most of you have. It’s an internet scam known as phishing. What is phishing? The scam is pronounced fishing and that … Continue reading

And They Thought They Were So Smart!

I had to chuckle to myself when I just read the news item about someone online trying to sell the personal information of one Herman Munster. That is right – you read it correctly – they tried to sell information for Herman Munster, the beloved Frankenstein head of the Munster family. Apparently the wannabe crooks (I call them wannabes because obviously they are not very smart) decided to try to sell credit card numbers and personal information online. Th only problem (other than that that is illegal) is that they tried to sell the information of a television character. Apparently, … Continue reading

A Warning For People Who Pay Bills Online

Did you know that Americans pay one in four bills online? Paying your bills online is convenient. But consumer advocates say that convenience comes with a risk, especially if you have ditched all of your paper bills for cyber statements. According to the Anti-phishing Working Group, there is a new scam out there preying on people who are familiar with the online bill paying process. The scam works like this: an email similar to statements you receive from a company you owe money to is sent in a format that looks exactly like the bill you’re used to getting. Con … Continue reading

Free Credit Report Site

Free credit reports? You hear this on the radio and TV all the time. But are they really free? Well yes and no. Under the Fair and Accurate Credit Transactions Act (FACT Act) you can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. But a credit report and a credit score are not the same thing. Credit file disclosure provides you the “credit report” that contains all the information in your credit file. This information is maintained by one of three consumer reporting companies and may be … Continue reading